I couldn’t have written “Where Am I Wearing?” today.
First, lenders aren’t exactly handing out second mortgages any more and I used mine to partly fund my global quest.
Second, our health care costs have skyrocketed.
In 2009 we were on four different health insurance plans the first four months of the year. Starting January 1st, 2009, Annie’s coverage at work became way too expensive. Still we had to bare the expense until Harper was born because…
Health Insurance is Killing us Reason #1: You can’t get coverage if you’re pregnant.
Health Insurance is Killing us Reason #2: Small businesses can’t afford to offer insurance because of the high cost. Yet employees can’t afford to have a job that doesn’t offer them health insurance. And if you aren’t employed…well…you’re just screwed.
Anyone know of any insurance carriers that are hiring?
I’ve been on my own plan for a few years. After Harper was born Annie and Harper joined me. We had a decent deductible and a low premium, but there was one problem. My Anthem insurance was in the state of Ohio and we lived in Indiana. It would’ve been nice if our insurance salesman had noted this at the time…
Health Insurance is Killing us Reason #3: (Apparently) It’s much more dangerous to live in Indiana than in Ohio. Why? Maybe it’s the zombies. That makes as much sense as any other reason, doesn’t it?
The exact same coverage through the exact same company was going to cost twice as much in Indiana. Indiana’s state motto: “the crossroads of America (and centrally located for zombie conventions).” Perhaps another reason for the proliferation of zombies in Indiana is that health insurance is more expensive and that means more dead people and, of course, that means more zombies.
We couldn’t afford the same coverage in Indiana so we bought into lower coverage with a premium that was still more than we were paying for the better plan in Ohio.
Now a good chunk of our income goes to health insurance, and yet when we’re sick we’re less likely to go to the doctor because we have to pay 100% of the cost. Our deductible is set at the Struck-by-Lightning level. By this I mean that the only way we’ll meet our deductible is if we are struck by lightning or incur some other major health problem.
It almost makes a fella wish he was struck by lightning so he could lay in bed all smoking and charred and for once be thankful that he shelled out so much for insurance.
Something needs done. If we continue to do nothing, the costs will continue to rise, more and more employers won’t offer insurance, and those of us who pay for our own will see our healthcare costs top/topple our mortgages. Is the Senate plan the answer? I don’t know, but trying to step out of the way of a freight train is a lot smarter than standing there and taking it in the kisser.
Yes, I think it’s stupid that whether or not health insurance reform is passed comes down to a runoff for a Senate seat in Massachusetts, and that the hopes of the reform were shattered by a candidate that couldn’t spell the name of the state she sought to represent, and that one of the major reasons she wasn’t elected is because she thought that Curt “bloody Red sock” Schilling was a Yankees fan, and that anyone with a bloody sock in Massachusetts doesn’t have to fret much because they have universal health coverage, and yet these universal-healthcare-havers are denying the rest of the country the same privilege.
I don’t care about the politics of the situation. I care that mothers and fathers can afford to take their kids to the doctor. I care that sons and daughters have healthy mothers and fathers that live long enough to become great-grandparents.
And what I’m really getting at is that the zombie lobby needs to be stopped before there isn’t a politician left with even half a brain. Of course the Congress’ insurance probably covers zombie attacks.
UPDATE: Apparently some zombies are for reform…